NOTICE TO CREDITORS ESTATE OF WILLIAM H. HICKS, JR.CASE NO. #2014PR235 Notice is hereby given that on the 13th day of August, 2014, Letters Testamentary, in respect to the estate of WILLIAM H. HICKS, JR., deceased, who died July 3, 2014, were issued to the undersigned by the Probate Court of Wilson County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication; or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1)(A); or (2) Twelve (12) months from the decedent's date of death. This the 13th day of August, 2014. REBA F. HICKS PERSONAL REPRESENTATIVE ESTATE OF WILLIAM H. HICKS, JR. DECEASED BARBARA WEBB CLERK AND MASTER PROBATE CLERK Robert Evans Lee ATTORNEY Date to run 8/21/14 8/28/14

SUBSTITUTE TRUSTEE'S NOTICE OF FORECLOSURE SALE Default having been made in the terms, conditions, and payments provided in a certain Deed of Trust dated AUGUST 21, 2008, executed by DAVID L. HUGHEY, UNMARRIED, to RANDALL CLEMONS, Trustee, of record in RECORD BOOK 49, PAGE 485, for the benefit of WILSON BANK & TRUST, in the Register's Office for TROUSDALE County, Tennessee and to J. PHILLIP JONES, appointed as Substitute Trustee in an instrument of record in the Register's Office for TROUSDALE County, Tennessee, to secure the indebtedness described; WHEREAS, the said Deed of Trust was last assigned to TENNESSEE HOUSING DEVELOPMENT AGENCY, the entire indebtedness having been declared due and payable by TENNESSEE HOUSING DEVELOPMENT AGENCY BY AND THROUGH ITS SERVICER AND AUTHORIZED AGENT, U.S. BANK NATIONAL ASSOCIATION, being the present owner/holder or authorized agent, designee or servicer of the holder/owner of said indebtedness, has requested foreclosure proceedings to be instituted; and as provided in said Deed of Trust, I, J. PHILLIP JONES, will by virtue of the power and authority vested in me as Substitute Trustee, on THURSDAY, OCTOBER 2, 2014 AT 11:00 AM, AT THE MAIN FRONT ENTRANCE OF THE TROUSDALE COUNTY COURTHOUSE, IN HARTSVILLE, TROUSDALE COUNTY, TENNESSEE, sell to the highest bidder for cash, free from the equity of redemption, homestead, and dower, and all other exemptions which are expressly waived, and subject to any unpaid taxes, if any, the following described property in TROUSDALE County, Tennessee, to wit: THE FOLLOWING DESCRIBED TRACT OR PARCEL OF LAND LOCATED AND SITUATED IN THE THIRD (3RD) CIVIL DISTRICT OF TROUSDALE COUNTY, TENNESSEE, AS FOLLOWS: BEING LOCATED IN THE 3RD CIVIL DISTRICT, TROUSDALE COUNTY, TENNESSEE, ON THE EAST SIDE OF FORT BLOUNT ROAD, AND BEING A PORTION OF THE PROPERTY FOUND IN DEED BOOK D-1, PAGE 116, REGISTER??S OFFICE FOR TROUSDALE COUNTY, TENNESSEE. SEE TAX MAP 21, PARCEL 20, TAX ASSESSOR??S OFFICE, TROUSDALE COUNTY, TENNESSEE AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN IN THE EAST MARGIN OF FORT BLOUNT ROAD, SAME BEING THE WESTERN MORE CORNER OF THIS TRACT AND THE NORTHERN MOST CORNER OF FISHER; THENCE WITH SAID MARGIN NORTH 40 DEGREES 16 MINUTES 45 SECONDS EAST 140.35 FEET TO AN IRON PIN AT A POST; THENCE LEAVING ROAD WITH THE REMAINDER OF THE CHANDLER PROPERTY SOUTH 57 DEGREES 46 MINUTES 00 SECONDS EAST 151.02 FEET TO AN IRON PIN; THENCE SOUTH 25 DEGREES 24 MINUTES 00 SECONDS WEST 124.49 FEET TO AN IRON PIN AT A POST; THENCE SOUTH 22 DEGREES 49 MINUTES 50 SECONDS WEST 94.45 FEET TO AN IRON PIN AT A POST; THENCE NORTH 71 DEGREES 11 MINUTES 30 SECONDS WEST 148.86 FEET TO AN IRON PIN AT A POST; THENCE WITH LINE OF FISHER NORTH 5 DEGREES 42 MINUTES 00 SECONDS EAST 125.61 FEET TO THE POINT OF BEGINNING, CONTAINING 0.917 ACRES, MORE OR LESS, BY SURVEY BY CARROLL CARMAN, REGISTERED LAND SURVEYOR, TENNESSEE NUMBER 910, DATED AUGUST 24, 1987. BEING THE SAME PROPERTY CONVEYED TO DAVID L. HUGHEY, BY WARRANTY DEED DATED AUGUST 21, 2008 OF RECORD IN RECORD BOOK 49, PAGE 483, IN THE REGISTER'S OFFICE OF TROUSDALE COUNTY, TENNESSEE. THIS IS IMPROVED PROPERTY KNOWN AS 990 FORT BLOUNT RD, HARTSVILLE, TENNESSEE 37074. MAP 020 PARCEL 026.14 THE SALE OF THE SUBJECT PROPERTY IS WITHOUT WARRANTY OF ANY KIND, AND IS FURTHER SUBJECT TO THE RIGHT OF ANY TENANT(S) OR OTHER PARTIES OR ENTITIES IN POSSESSION OF THE PROPERTY. THIS SALE IS SUBJECT TO ANY UNPAID TAXES, IF ANY, ANY PRIOR LIENS OR ENCUMBRANCES LEASES, EASEMENTS AND ALL OTHER MATTERS WHICH TAKE PRIORITY OVER THE DEED OF TRUST UNDER WHICH THIS FORECLOSURE SALE IS CONDUCTED, INCLUDING BUT NOT LIMITED TO THE PRIORITY OF ANY FIXTURE FILING. IF THE U.S. DEPARTMENT OF THE TREASURY/ INTERNAL REVENUE SERVICE, THE STATE OF TENNESSEE DEPARTMENT OF REVENUE, OR THE STATE OF TENNESSEE DEPARTMENT OF LABOR AND WORK FORCE DEVELOPMENT ARE LISTED AS INTERESTED PARTIES IN THE ADVERTISEMENT, THEN THE NOTICE OF THIS FORECLOSURE IS BEING GIVEN TO THEM, AND THE SALE WILL BE SUBJECT TO THE APPLICABLE GOVERNMENTAL ENTITIES RIGHT TO REDEEM THE PROPERTY, ALL AS REQUIRED BY 26 U.S.C. 7425 AND T.C.A. 67-1-1433. THE NOTICE REQUIREMENTS OF T.C.A. 35-5-101 ET SEQ. HAVE BEEN MET. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT HIGHEST BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. OTHER INTERESTED PARTIES: NONE OF RECORD THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This day, August 25, 2014. This is improved property known as 990 FORT BLOUNT RD, HARTSVILLE, TENNESSEE 37074. J. PHILLIP JONES, SUBSTITUTE TRUSTEE 1800 HAYES STREET NASHVILLE, TN 37203 (615) 254-4430 www.phillipsjoneslaw.com F14-0858

SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on September 16, 2014 at 10:00AM local time, at the front door, Wilson County Courthouse, 228 East Main Street, Lebanon, Tennessee, pursuant to Deed of Trust executed by Troy McDaniel and wife, Carolyn McDaniel, to Chris Anderson, Trustee, on November 13, 2004 at Book 1084, Page 1728; all of record in the Wilson County Register's Office. Party entitled to enforce security interest: Deutsche Bank National Trust Company, as Trustee, in trust for the registered holders of Morgan Stanley ABS Capital I Inc. Trust 2005-NC2, Mortgage Pass-Through Certificates, Series 2005-NC2, its successors and assigns The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: A TRACT OR PARCEL OF LAND SITUATED AND LYING IN THE 25TH CIVIL DISTRICT OF WILSON COUNTY, TENNESSEE, THE SAME AND BEING LOT 147, ON THE PLAN OF POPLAR RIDGE ESTATES, SECTION IV-B THE PLAT OF WHICH IS FILED OF RECORD IN PLAT BOOK 18, PAGE 720, IN THE REGISTERS OFFICE FOR WILSON COUNTY, TENNESSEE, AND TO WHICH PLAT REFERENCE IS HERE MADE FOR A MORE COMPLETE AND DETAILED DESCRIPTION. Street Address: 809 Ridgetop Drive, Mount Juliet, Tennessee 37122 Parcel Number: 118J-A-039.00 Current Owner(s) of Property: Troy McDaniel and wife, Carolyn McDaniel Other interested parties: First Tennessee Bank National Association, First Tennessee Bank, N.A., First Tennessee Bank The street address of the above described property is believed to be 809 Ridgetop Drive, Mount Juliet, Tennessee 37122, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-058110

NOTICE TO CREDITORS ESTATE OF JOHN MORGAN MOSSCASE NO. #2014PR254 Notice is hereby given that on the 12th day of August, 2014, Letters Testamentary, in respect to the estate of JOHN MORGAN MOSS, deceased, who died June 2, 2014, were issued to the undersigned by the Probate Court of Wilson County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication; or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1)(A); or (2) Twelve (12) months from the decedent's date of death. This the 12th day of August, 2014. MARTHA D. MOSS PERSONAL REPRESENTATIVE ESTATE OF JOHN MORGAN MOSS DECEASED BARBARA WEBB CLERK AND MASTER PROBATE CLERK David Foutch ATTORNEY Date to run 8/21/14 8/28/14

THE FAMILY OF JAMES L. FARLEY would like to express our sincere thanks to everyone for your kindness, prayers, food, and thoughtfulness during the illness and passing of our loved one. Each one is deeply appreciated.

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