37 AC. WORKING FARM, W/HOME Rustic 4BR, 2 bath home, magnificent views, livestock, barn, impllement, shed, farm equipment, 2 ponds stocked, fruit trees. Mls # 1569182. Hodges and Fooshee Realty, Inc. Call Margaret Thornton, 615-430-4953, Melody Chockley, 615-557-6149.

GARAGE SALE Saturday, Oct. 25th Rescheduled from last week 150 Fort Blount Rd Keeton Residence 3 Families - Baby clothes and items, boys, girls and adult clothing, several womens plus sizes, shoes, lots of jewelry, toys, home d?cor, and assorted furniture. Lots of items!!!!!

MC THRIFT STORE 403 East Main Furniture, appliances, clothing from infant to adult. Little bit of everything! Buy - Sell - Trade

Several Family Yard Sale Joanne Turnbow's 807 Royal Elm Friday 24th & Saturday 25th 8am-? 2nd clean out for the fall!

THE JOURNEY CHURCH COAT GIVEAWAY Saturday, November 1st 10:00am-Noon 105 Church Street in Hartsville

YARD SALE Biggest Ever Like new clothes, very cheap! Thursday & Friday, 8am-4pm Saturday, 8am-12 Noon 280 Saddle Lane Off Hwy 10

YARD SALE Friday & Saturday 8am-1pm 710 Dalton Hollow Rd. Riding mower, jewelry, outerware, bridal and more!

YARD SALE Oct. 23-25, 7am-?? 80 Scruggs Lane Follow signs from Hwy 10 & Fort Blount or Hwy 25 & Lick Creek Rd to Scruggs Lane Home of Mary Oliver We have Fostoria, Carnival, Ruby Red, Star of David, crystal, depression pink & green, wexford, lamps, clothes and tools (compressor, nail gun, saws) and much more. Come see! Call 633-4398 for more information.

NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by that certain Real Estate Deed of Trust for Tennessee executed on December 18, 1986 by Peggy J. Ford, a single person to Johnny V. Crow, Trustee, as same appears of record in the Register's Office of Wilson County, Tennessee in Book 549, Page 568, recorded December 19, 1986, (Deed of Trust); and WHEREAS, the beneficial interest of said Deed(s) of Trust is the United States of America, acting by and through the United States Department of Agriculture (USDA); and WHEREAS, USDA, the current owner and holder of said Deed(s) of Trust appointed Christopher Westbrook as Substitute Trustee by instrument filed for record in the Register's Office of Wilson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed(s) of Trust; and NOW THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed(s) of Trust by USDA, and as Substitute Trustee, or duly appointed agent, pursuant to the power, duty, and authorization in and conferred by said Deed(s) of Trust, will on Thursday, November 13, 2014, commencing at 10:00AM at the north door at the Wilson County Courthouse, Lebanon, Tennessee, proceed to sell at public outcry to the highest bidder either for cash (must be in the form of a cashier's check) or 10 percent of the high bid price as a non-refundable deposit with balance due within ten (10) days of sale, (and if such balance goes unpaid, USDA will retain the deposit and re-foreclose) the following described property lying and being in the Eighth Civil District in Wilson County, Tennessee to wit: Being Tract #7 of Rainbow Estates as shown on the plat of record in Plat Book 17, page 545, Register's Office for Wilson County, Tennessee, to which reference is hereby made. Being the same property conveyed to Peggy J. Ford by deed from Robert J. Robinson and wife, Mary K. Robinson, dated December 18, 1986, of record in Deed Book 402, Page 193, Register's Office for Wilson County, Tennessee. PROPERTY ADDRESS: 3110 Big Springs Rd, Lebanon, TN 37087 CURRENT OWNERS: Peggy J. Ford, a single person (now deceased) The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. OTHER INTERESTED PARTIES: Middle Tennessee Electric Membership Corporation, LVNV Funding LLC All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed(s) of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. Publication Dates: October 16th, October 23rd, and October 30th Christopher Westbrook Substitute Trustee 3322 West End Ave. Ste. 302 Nashville, TN 37203 http//www.resales.usda.gov

IN THE CHANCERY COURT FOR TROUSDALE COUNTY, TENNESSEE AT HARTSVILLE Patricia Ann Glover Vs. File No: 7368 Michael Glover ORDER OF PUBLICATION In this action, it appearing to the satisfaction of the Chancery Court, from the Plaintiif's Petition which is sworn to, that the defendant, Michael Glover is a non-resident of this state sp the ordinary process of law cannot be served; it is therefore ordered that publication be made in the Hartsville Vidette, a newspaper published in Hartsville/Trousdale County, Tennessee, for four (4) consecutive weeks, commanding said non-resident to serve upon Patricia Glover, Plaintiff, whose address is 114 Carr Street, Hartsville, TN 37074 a copy of an answer to the petition on or before the 1st day of December 2014, also file an answer to the petition with the Chancery Court Clerk at her office ar 200 East Main Street, Room 1, in Hartsville/Trousdale County, Tennessee, according to law. If you fail to do so judgement by default will be taken against you for the relief demanded in the petition. The motion for default will be heard on January 16, 2015 at 9:00 am or as soon thereafter as possible at the Trousdale County Courthouse, 200 East Main Street, Hartsville, TN 37074. Shelly Jones Chancery Court Clerk Publication Dates: 10/09/14 10/16/14 10/23/14 10/30/14

NOTICE TO CREDITORS ESTATE OF MELBA SUE HARRISCASE NO. #2014PR305 Notice is hereby given that on the 15th day of October, 2014, Letters of Testamentary, in respect to the estate of MELBA SUE HARRIS, deceased, who died September 25, 2014, were issued to the undersigned by the Probate Court of Wilson County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication; or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1)(A); or (2) Twelve (12) months from the decedent's date of death. This the 15th day of October, 2014. DORIS CRIPPS PERSONAL REPRESENTATIVE ESTATE OF MELBA SUE HARRIS DECEASED BARBARA WEBB CLERK AND MASTER PROBATE CLERK Robert E. Lee ATTORNEY Date to run OCTOBER 23, 2014 OCTOBER 30, 2014

SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on August 26, 2014 at 12:00PM local time, at the front door, Wilson County Courthouse, 228 East Main Street, Lebanon, Tennessee, pursuant to Deed of Trust executed by Michael Wardlow, a married man, to Robert M. Wilson Jr., Trustee, on December 11, 2006 at Book 1221, Page 2452; all of record in the Wilson County Register's Office. Party entitled to enforce security interest: The Bank of New York Mellon FKA The Bank of New York, as Trustee for the certificateholders of the CWABS, Inc., ASSET-BACKED CERTIFICATES, SERIES 2006-25, its successors and assigns The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Parcel 080-041.05 A certain tract or parcel of land in Wilson County, in the State of Tennessee, described as follows: BEGINNING at an iron pin, said iron pin being on the northerly right-of-way (25' from center-line of) Eddins Road and being 2850.01' as measured westwardly along the northerly right of way of Franklin Road and said Eddins Road from the southwest corner of the Robert E. Brown property of record in Deed Book 165, Page 42, R.O.W.C., Tennessee, and also being the southeast corner of this tract; thence with the northerly right-of-way of the aforesaid Eddins Road N 83 deg. 32' 44" W 195.37' to an iron pin, said iron pin being the southwest corner of this tract; thence leaving the northerly right-of-way of the aforesaid Eddins Road and severing the B.F. Johnson property N 7 deg. 26' 01" E 958.36' to an iron pin; thence N 1 deg. 16' 56" E 245.00' to an iron pin, said iron pin being the northwest corner of this tract; thence S 86 deg. 27' 48" E 210.00' to an iron pin, said iron pin being the northeast corner of this tract; thence S 6 deg. 51' 47" W 1212.95' (erroneously shown as 121.95') to the point of beginning. BEING the same property conveyed to Michael Wardlow and wife, Lavena Wardlow by Warranty Deed from Mel Martinez, Secretary of Housing and Urban Development, of Washington, D.C., dated June 11, 2003 and recorded July 1, 2003, of record in Book 989, page 1380, Register's Office for Wilson County, Tennessee. Subject to all covenants, easements, restrictions, reservations, conditions and rights appearing of record against the above described property; also subject to any state of facts which an accurate survey of said property would show. PROPERTY ADDRESS (for information only): 531 Eddins Road, Lebanon, TN 37087 Map & Parcel: 080-041.05 Street Address: 531 Eddins Road, Lebanon, Tennessee 37090 Parcel Number: 080-041.05 Current Owner(s) of Property: Michael Edmund Wardlow a/k/a Michael Wardlow Other interested parties: Cavalry SPV I, LLC, as assignee of Wells Fargo Bank, N.A. The street address of the above described property is believed to be 531 Eddins Road, Lebanon, Tennessee 37090, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-058277

NOTICE TO CREDITORS ESTATE OF RAYMOND VERNON MARTIN, SR. CASE NO. #2014PR309 Notice is hereby given that on the 14th day of October, 2014, Letter of Testamentary, in respect to the estate of RAYMOND VERNON MARTIN, SR., deceased, who died January 7, 2014, were issued to the undersigned by the Probate Court of Wilson County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication; or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1)(A); or (2) Twelve (12) months from the decedent's date of death. This the 14th day of October, 2014. JAMES DALE JOHNSON PERSONAL REPRESENTATIVE ESTATE OF RAYMOND VERNON MARTIN, SR. DECEASED BARBARA WEBB CLERK AND MASTER PROBATE CLERK Kyle Heckman ATTORNEY Date to run OCTOBER 23, 2014 OCTOBER 30, 2014

PUBLIC NOTICE SEM'S STORE N LOCK MS, INC. will sell at Public Auction to satisfy an Owner's Lien for CASH ONLY all the personal property stored by the following: Brandi and Joshua McConnell A103, Michael Zika D042, Michael Castleberry D014. The Auction will be held ON FRIDAY, October 31st, 2014, AT 10:00 A.M., on the premises of SEM'S STORE N LOCK MS, INC., 136 Maddox Simpson Parkway, Lebanon, TN.

INVITATION TO BID The Trousdale County Election Commission is soliciting proposals to feed the poll workers on Election Day, November 4, 2014. The commission will require 50 meals and has a budget of $300.00. For additional information or to submit a proposal you may come to the Election Commission Office, 214 Broadway, Hartsville, phone 374-2712 or email tclpvote@yahoo.com

SUBSTITUTE TRUSTEE'S NOTICE OF SALE WHEREAS, BILLY DEAN SCRUGGS and JUDY LYNN HOLLAND executed, acknowledged and delivered to C. RICHARD BOBO, Trustee, a certain Deed of Trust dated the 9th day of June, 2005, and of record in Deed Book 21, Pages 552-560 in the Register's Office for Trousdale County, Tennessee, to secure a certain indebtedness owing to Capital Bank, N.A., f/k/a Cumberland Bank, and more fully described therein; and WHEREAS, on the 25th day of August, 2014, the holder of the note securing the indebtedness executed an appointment of Substitute Trustee nominating and appointing KENNETH CLARK HOOD, Substitute Trustee, instead of the said C. RICHARD BOBO, Trustee, said Substitution of Trustee recorded in Record Book 83, Page 125, in the Register's Office for Trousdale County, Tennessee. WHEREAS, default has been made in the payment of said indebtedness, notice of default was given, and the same has become due and payable and the owner and holder of said indebtedness has declared the entire balance owing thereon due and payable, has given notice of acceleration, and has instructed the said Trustee to foreclose said Trust Deed and to advertise and sell the property therein and herein described, upon the terms and conditions set forth in said Trust Deed; and NOW, THEREFORE, notice is hereby given that I will on the 3rd day of November, 2014, at 12:20 P.M. prevailing standard time in Trousdale County, Tennessee, at the front entrance of the Trousdale County Courthouse in Hartsville, Tennessee, sell the following described real estate at public auction, for cash, to the highest bidder, and in bar of the equity of redemption, the statutory right of redemption, dower and homestead, but subject to all liens, encumbrances, easements, rights-of-way, set-back lines, restrictions, covenants, current and delinquent property taxes (ad valorem taxes), environmental claims, and the rights of any purchaser at a property tax sale and/or rights of redemption arising from a property tax sale, affecting the subject property which are not extinguished by the foreclosure of the subject deed of trust. The property to be sold is described as follows: Tract No. 1: On the waters of Lick Cree, being east of Goodwill Community Baptist Church and being a part of the Old Vird Gregory Tract and the Old Able Gregory Farm in the Bill Scruggs Farm, being composed of fifteen acres from each farm making thirty acres in this tract, further described to wit: Bounded on the North by the Laura Katherine (nee Scruggs) Cage tract which is a part of the George (Bud) Phillips place, starting at Lick Creek running west. Bounded on the East by a road and running from Lick Creek along this Road to the Henry Thomas Scruggs tract, but not including the northeast corner across Lick Creek. Bounded on the South by the Henry Thomas Scruggs tract. Bounded on the West by Ellis James (E.J. Love) Love. This tract of land contains thirty acres more or less, by estimation and is combining fifteen (15) acres from the Vird Gregory tract with fifteen (15) acres from the Able Gregory or Old Bill Scruggs farm in the west side of Lick Creek from dwelling. Included in the above description, but excluded from this conveyance is the house where Clyde Scruggs now lives and approximately one (1) acre surrounding it, said tract being on Lick Creed Road and bounded on the other three sides by the Scruggs property and being approximately 200 feet on each side. This description of the house and tract was provided to the preparers of this deed by conveyors, agreed to by the conveyees, but not certified by a surveyor. Being that property conveyed to Billy Dean Scruggs and Judy Lynn Holland by deed from Clyde Scruggs and wife, Lillie Mae Scruggs, dated January 11, 1994, and of record in Deed Book 45, Page 376, Register's Office for Trousdale County, Tennessee. Tract No. 2: The house where Clyde Scruggs now lives and approximately one (1) acre surrounding it, said tract being on Lick Creek Road and bounded on the other three sides by the Scruggs property and being approximately 200 feet on each side. This description of the house and tract was provided to the preparers of this deed by conveyors, agreed to by the conveyees, but not certified by a surveyor. Being part of that property conveyed to Clyde Scruggs with Jim Scruggs holding a life estate, by deed dated November 21, 1974, and of record in Deed Book 2, Page 386, Register's Office for Trousdale County, Tennessee. The said Jim Scruggs and his wife, Fannie Scruggs are now deceased. The said Clyde Scruggs and his wife, Lillie Mae Scruggs, are now both deceased leaving the property to their children, Billy Dean Scruggs and Judy Lynn Holland. See affidavit of heirship as shown of record in book 21, Page 550-551 Register's Office for Trousdale County, Tennessee. The address of the Subject Property as shown on the tax records for Trousdale County, Tennessee, is 2065 Lick Creek Road, Hartsville, Tennessee, 37074 as shown on Trust Deed and 65 and 115 Scruggs Lane as shown on record of the Property Assessor. (Map 21, Parcel 30.03) It will be the responsibility of the successful bidder to obtain possession of the property at his expense. The successful bidder shall be responsible for any damage, vandalism, theft, destruction, etc., to the property. This sale is subject to valid filed or unfiled mechanic's and materialmen's liens. No representations are made as to the validity or enforceability of any memorandum of mechanic's liens or any suit to enforce the same. Interests in the property other than the Deed of Trust being foreclosed or matters affecting title known to the undersigned include the following: 1. The marital status of Billy Dean Scruggs is not recited in the Trust Deed recorded in Record Book 21, Page 552, set forth under Paragraph 7 above, nor did a spouse join in the execution thereof. 2.The description of the subject property is vague, indefinite and contains no tie-in point. We can make no certification as to the accuracy of the description, overlaps and/or encroachments, or as to the location of the property on the ground as these are matters, which could only be determined by an accurate survey and inspection of the premises. 3.The address set forth in the Trust Deed recorded in Record Book 21, page 552 is 2065 Lick Cree Road, however, the Property Assessor's records reflect that there are two (2) mobile homes on the property, with one having the address of 65 Scruggs Lane, and the other having the address of 115 Scruggs Lane. We have no way of determining the correct address(es) for the subject property and can make no certification as this matter. 4. This property may be subject to fees, dues and assessments of a Homeowners?' Association. The actual existence of an association and the imposition of fees, dues and assessments are not typically of record in the Register of Deeds Office and you should ascertain whether a Homeowners' Association has actually been formed and whether there are any unpaid fees, dues or assessments. We can make no certification as to this item. 5. This property is subject to the right of way of Lick Creek, which flows through the subject property and rights of upper and lower riparian owners in and to the use of and the continued uninterruped flow of Lick Creek. 6. Taxes for the year 2014 are not yet due and payable but constitute a lien on the premises. Property taxes have been paid through the year 2013. 7. All property is subject to zoning ordinances which control the uses which may be made of the property. The undersigned makes no representation as to the uses which can be made of the premises in compliance with the applicable zoning ordinances. 8. Rights of parties in possession, if any. 9. Spousal rights, if any. The sale will be made as Substitute Trustee only, without covenants of seizen or warranties of title, and subject to all liens, encumbrances, easements, rights-of-way, set-back lines, restrictions, covenants, current and delinquent property taxes (ad valorem taxes), environmental claims, and the rights of any purchaser at a property tax sale and/or rights of redemption arising from a property tax sale, affecting the subject property which are not extinguished by the foreclosure of the subject deed of trust. The proceeds derived from the sale of said property will be applied to the payment first to the expenses of this sale, including attorney's fees, then to the payment in full of the indebtedness including interest secured by said Trust Deed, and the balance, if any, to be paid to the parties legally entitled thereto. This sale may be postponed or adjourned from time to time without readvertising the sale, and may be dismissed and the sale not conducted. The acting Trustee or any Substitute Trustee is authorized to appoint an agent or an auctioneer to conduct the sale, and any sale so made shall have the same validity as if made by the original Trustee. The sale shall be for cash, to the highest bidder. Dated this the 3rd day of October, 2014. KENNETH CLARK HOOD Substitute Trustee L:\Foreclosure\CB\Holland Judy & Lonnie 14-40082\Notice (11-3-14)

SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on November 25, 2014 at 12:00 PM local time, at the front door, Trousdale County Courthouse, 200 East Main Street, Hartsville, Tennessee, pursuant to Deed of Trust executed by Joe Blair and Linda Blair, husband and wife, to Matt B. Murfree, Trustee, on February 2, 2009 at Record Book 52, Page 101; all of record in the Trousdale County Register's Office. Party entitled to enforce security interest: JPMorgan Chase Bank, National Association, its successors and assigns The following real estate located in Trousdale County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Trousdale County, Tennessee, and being more particularly described in deed of record in Record Book 52, Page 101; in the Register's Office of Trousdale County, Tennessee Parcel Number: 026-015.00 Current Owner(s) of Property: Joe Blair and wife, Linda Blair, as joint tenants with the right of survivorship Street Address: 630 Fort Blount Road, Hartsville, Tennessee 37074 Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Kirsch, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 www.kirschattorneys.com File No. 14-060308

IN THE CHANCERY COURT FOR TROUSDALE COUNTY, TENNESSEE AT HARTSVILLE Jennifer Blair Vs. File No: 7358 Michael Shane Fields ORDER OF PUBLICATION In this action, it appearing to the satisfaction of the Chancery Court, from the Plaintiif's Petition which is sworn to, that the defendant, Michael Shane Fields is a non-resident of this state sp the ordinary process of law cannot be served; it is therefore ordered that publication be made in the Hartsville Vidette, a newspaper published in Hartsville/Trousdale County, Tennessee, for four (4) consecutive weeks, commanding said non-resident to serve upon Zach Taylor, Plaintiff's Attorney, whose address is 204 Court Street, Hartsville, TN 37074 a copy of an answer to the petition on or before the 25th day of November, 2014, also file an answer to the petition with the Chancery Court Clerk at her office ar 200 East Main Street, Room 1, in Hartsville/Trousdale County, Tennessee, according to law. If you fail to do so judgement by default will be taken against you for the relief demanded in the petition. The motion for default will be heard on January 16, 2015 at 9:00 am or as soon thereafter as possible at the Trousdale County Courthouse, 200 East Main Street, Hartsville, TN 37074. Shelly Jones Chancery Court Clerk Attorney for Plaintiff Zach Taylor 204 Court Street Hartsville, TN 37074 Publication Dates: 10/09/14 10/16/14 10/23/14 10/30/14

LEGAL NOTICE Notice is hereby given that Wilson Bank & Trust, Lebanon, Tennessee, has made application to the Federal Deposit Insurance Corporation for a new branch office to be located at 410 East Spring Street, Unit A, Cookeville, TN 38501. Any person wishing to comment on this application may file his or her comments in writing with the Regional Director (DSC) of the Federal Deposit Insurance Corporation at its Area Office at 6060 Primacy Parkway, Suite 300, Memphis, Tennessee, 38119, not later than November 6, 2014. The non-confidential portions of the application are on file in the Area Office and are available for public inspection during regular business hours. Photocopies of information in the non-confidential portion of the file will be made available upon request Any person wishing to comment on or protest this application or any person having information which may have a bearing on the fitness of any of the organizers or proponents of this application, may file comments with the Commissioner of Financial Institutions, 400 Deaderick Street, 6th Floor, Nashville, Tennessee 37243, or telephone the Department of Financial Institutions at 615-741-5018. Written or telephonic notice must be made to the Commissioner within fifteen (15) days of this publication. Wilson Bank and TrustBy: Elmer Richerson President

NOTICE TO CREDITORS ESTATE OF JAMES MICHAEL CHUMBLERCASE NO. #2014PR316 Notice is hereby given that on the 20th day of October, 2014, Letters of Administration, in respect to the estate of JAMES MICHAEL CHUMBLER, deceased, who died September 22, 2014, were issued to the undersigned by the Probate Court of Wilson County, Tennessee. All persons, resident and nonresident, having claims, matured or unmatured, against the estate are required to file the same with the Clerk of the above named Court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication; or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication as described in (1)(A); or (2) Twelve (12) months from the decedent's date of death. This the 20th day of October, 2014. JANICE A. CHUMBLER PERSONAL REPRESENTATIVE ESTATE OF JAMES MICHAEL CHUMBLER DECEASED BARBARA WEBB CLERK AND MASTER PROBATE CLERK David B. Foutch ATTORNEY Date to run OCTOBER 23, 2014 OCTOBER 30, 2014