NOTICE OF SUBSTITUTE TRUSTEE 'S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated April 17, 2008, executed by BRAD A ASHFORD, conveying certain real property therein described to ANCHOR TITLE, LLC as same appears of record in the Register 's Office of Wilson County, on April 21, 2008, as Instrument No. 08365900, in Book 1301, at Page 2142; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to BANK OF AMERICA, N.A., who is now the owner of said debt; and WHEREAS, Notice of the Right to Foreclose ("Notice") was given in compliance with Tennessee law by the mailing a copy of the Notice to the parties at least sixty (60) days prior to the first publication of the Substitute Trustee 's Sale. WHEREAS, the undersigned, RECONTRUST COMPANY, N.A., having been appointed by as Substitute Trustee by instrument filed for record in the Register 's Office of Wilson County, Tennessee NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, RECONTRUST COMPANY, N.A., as Substitute Trustee or its duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 31, 2012, 2:00 PM at the Wilson County courthouse door where the foreclosure sales are customarily held At the Wilson County Courthouse, Lebanon, TN, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Wilson County, Tennessee, to wit: A CERTAIN TRACT OR PARCEL OF LAND LOCATED IN WILSON COUNTY, STATE OF TENNESSEE, DESCRIBED AS FOLLOWS, TO-WIT; BEING LOT NO 15 OF THE R.J. MARTINDALE 2ND ADDITION TO THE CITY OF LEBANON, A PLAT OF WHICH IS OF RECORD IN SURVEYOR 'S BOOK NO. 1, PAGE 141, ON THE REGISTER 'S OFFICE FOR WILSON COUNTY, TENNESSEE, SAID LOT FRONTING ON FAIRVIEW AVENUE A DISTANCE OF 50 FEET AND RUNNING BACK BETWEEN PARALLEL LINES 150 FEET, THE SAME BEING BOUND GENERALLY AS FOLLOWS; NORTH BY BOLTON; EAST BY FAIRVIEW AVENUE; SOUTH BY DAVIS; AND WEST BY MILLER. PARCEL# 058M B 01500 000 PROPERTY ADDRESS: The street address of the property is believed to be 608 FAIRVIEW AVENUE, LEBANON, TN 37087. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): BRAD A ASHFORD OTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose. RECONTRUST COMPANY, N.A. IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. RECONTRUST COMPANY, N.A., Substitute Trustee 2380 Performance Dr, TX2-984-0407 Richardson, TX 75082 Tel: (800) 281-8219 Fax: (866) 681-5002 Registered Agent: CT Corporation System 800 South Gay Street, Suite 2021 Knoxville, TN 37929 Tel: (865) 342-3522 TS#: 12-0070092 FEI # 1006.169833 10/10/2012, 10/17/2012, 10/24/2012

SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on November 13, 2012 at 10:00AM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Don E. Gray and wife, Brenda L. Gray, to Gail C. Victory, Trustee, on January 27, 2005 at Book 1096, Page 737; all of record in the Wilson County Register 's Office. Holder: OneWest Bank, FSB The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Wilson County, Tennessee, and being more particularly described in deed of record in Book 1096, Page 737; in the Register 's Office of Wilson County, Tennessee Parcel Number: 052E-A-002.00 Current Owner(s) of Property: Don E. Gray and wife, Brenda L. Gray Other interested parties: Target National Bank/Target Visa c/o Nicholas H. Adler, Mann Bracken, LLC The street address of the above described property is believed to be 593 Springmont Boulevard, Old Hickory, Tennessee 37138, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 12-040344

SUBSTITUTE TRUSTEE 'S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on August 15, 2003, by Michael R Brenneman and Judy F Westerman aka Judy Westerman to Wesley D. Turner, Trustee, for the benefit of Ameriquest Mortgage Company and appearing of record in Register 's Office of Wilson County, Tennessee, in Book 1008, Page 1582; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-10 and WHEREAS, Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2003-10, as the holder of the Note for which debt is owed, ("Note Holder"), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register 's Office of Wilson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. ? 35-5-117, not less than sixty (60) days prior to the first publication required by ? 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, November 1, 2012, commencing at 11:00 am at the front steps of the Main entrance of the Wilson County Courthouse location in Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Wilson County, Tennessee, to wit: Being Lot No. 38 on the Plan of Deerfield Subdivision, Section Two, 3rd Civil District, as of record in Plat Book 22, Page 94, Register 's Office for WIlson County, Tennessee, to which said plan reference is hereby made for a more complete and accurate legal description thereof. PROPERTY ADDRESS: 451 Bonnie Valley Dr, Lebanon, TN 37087 CURRENT OWNER(S): Michael R Brenneman and Judy F Westerman aka Judy Westerman The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold "as is, where is." SUBORDINATE LIENHOLDERS: Wilson Bank and Trust For every lien or claim of lien of the state identified above, please be advised notice required by ? 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in ? 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. NATIONWIDE TRUSTEE SERVICES, INC. 400 Northridge Road Suite 700- MC- 7 Suite 1100 Sandy Springs, Georgia 30350 404-417-4040 File No.: 1498712 Web Site: www.JFLegal.com Insertion Dates: 10/09/2012, 10/16/2012, 10/23/2012

INVITATION TO BID The City of Lebanon is accepting bids for a Gaor for the Recreation Department. Bid Forms and specifications may be obtained from the office of the Purchasing Agent, 200 N. Castle Heights Avenue, Lebanon, TN 37087. Bids must be returned no later than October 30, 2012 by 10:00am. Bids will be opened and read aloud shortly thereafter in the same office. If you have any questions, contact the Purchasing Department (615)443-2802. Lisa Lane Purchasing Agent City of Lebanon