PUBLIC NOTICE The City of Mt. Juliet Beer Board will meet at 6:30PM on October 9, 2012 to consider new beer permits for Longhorn Steakhouse, located at 355 Pleasant Grove Road #1300; discuss information on current legal matters; and any other topics arising therefrom or generally related thereto. The public is invited to attend and comment. Sheila S. Luckett, MMC City Recorder

SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on October 18, 2012 at 12:00PM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Holly Enoch, unmarried, to Executive Title LLC, Trustee, on July 19, 2006 at Book 1193, Page 1907; all of record in the Wilson County Register 's Office. Owner of Debt: U.S. Bank National Association, as Trustee, on behalf of the holders of the First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-Through Certificates, Series 2006-FF14 The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in the Tenth (10th) Civil District of Wilson County, Tennessee, to wit: Lot Number 38, Coles Ferry Village, Section Five, the plat of which is filed for record in Plat Book 20, Page 748, Register 's Office for Wilson County, Tennessee, to which reference is hereby made for a more complete and accurate description of said lot. Street Address: 1216 Kristopher Drive, Lebanon, Tennessee 37087 Parcel Number: 58F-E-1.00 Current Owner(s) of Property: Holly Enoch, unmarried Other interested parties: Mortgage Electronic Registration Systems, Inc., Home Loan Services, Inc., First Franklin A Division of Nat. City Bank of IN, First Franklin, First Franklin c/o Security Connections, Bank of America, N.A. and Bank of America, N.A. The street address of the above described property is believed to be 1216 Kristopher Drive, Lebanon, Tennessee 37087, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 09-022064

NOTICE TO CONTRACTORS OF THE CITY OF LEBANON, TENNESSEE, CONSTRUCTION BIDS TO BE RECEIVED OCTOBER 9, 2012 Sealed bids will be received by the City of Lebanon, Tennessee at their offices in Dept. of Engineering, 200 North Castle Heights Ave. Suite 300, Lebanon, TN 37087, until 10:00 A.M. local time on Tuesday, October 9th, 2012 and opened publicly at the same location at that hour Rebid for Construction of the Cedar City Trail, North Greenwood Street at Woolen Mills Phase 3B The work includes the following elements: The project includes Erosion control, earthwork, asphalt paving, concrete flatwork, signage, and any miscellaneous items necessary to provide a complete greenway as shown in the project plans. Work shall consist of furnishing all materials, supplies and equipment and performing all labor and services incidental to, or necessary for, the completion of construction of the project in accordance with the plans and specifications. PROJECT SCOPE HAS BEEN MODIFIED FROM PREVIOUS BIDS. The City of Lebanon is an equal opportunity affirmative action employer, drug-free with policies of non-discrimination on the basis of race, sex, religion, color, national or ethnic origin, age, disability or military service. Bidding documents and information, and plans, may be examined at the F. W. Dodge Plan Room, Nashville, Tennessee, and copies of these plans, specifications and contract documents may be obtained from Lose & Associates, Inc., 1314 5th Avenue North, Suite 200, Nashville, Tennessee, upon deposit of fifty dollars ($50.00). Deposits are non-refundable. No deposit will be required for previous bidders.

SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on October 18, 2012 at 12:00 PM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Elizabeth Gillespie, to Guaranty Title Company, Trustee, on May 10, 1999 at Book 730, Page 112; all of record in the Wilson County Register 's Office. Holder: JPMorgan Chase Bank, National Association The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Wilson County, Tennessee, and being more particularly described in deed of record in Book 730, Page 112; in the Register 's Office of Wilson County, Tennessee Parcel Number: 092J-A-015.00 Current Owner(s) of Property: Heirs of Elizabeth Gillespie The street address of the above described property is believed to be 3351 Old Murfreesboro Road West, Lebanon, Tennessee 37090, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 10-011685

SPECIAL CALLED MEETING LEBANON REGIONAL PLANNING COMMISSION OCTOBER 9, 2012 AT 4:00PM TOWN MEETING HALL CALL TO ORDER INVOCATION PLEDGE OF ALLEGIANCE CHAIRMAN 'S COMMENTS OLD BUSINESS: 4:00PM SP Amendment - Bel-Air at Providence - South Posey Hill Rd. - 79.4 acres - Ward 4 5:30 PM Lebanon High School - Morning Egress (Exit) Request - Hickory Ridge Rd. ADJOURNMENT

SUBSTITUTE TRUSTEE 'S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on November 15, 2007, by Doyle Freeman and Yvonne Smith Freeman aka Yvonne Sheila Freeman to American Title, Trustee, for the benefit of Mortgage Electronic Registration Systems, Inc. as sole nominee for Taylor, Bean & Whitaker Mortgage Corp. and appearing of record in Register 's Office of Wilson County, Tennessee, in Book 1281, Page 303; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Cenlar, FSB and WHEREAS, Cenlar, FSB, as the holder of the Note for which debt is owed, ("Note Holder"), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register 's Office of Wilson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. ? 35-5-117, not less than sixty (60) days prior to the first publication required by ? 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, October 11, 2012, commencing at 11:00 am at the front steps of the Main entrance of the Wilson County Courthouse location in Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Wilson County, Tennessee, to wit: Property being known as 4845 Big Springs Road Lebanon TN 37090 and being described as follows: Being Tract No. 2 of Robinson Estates, plat of which is of record in Plat Book 18, Page 380, Register 's Office for Wilson County, Tennessee, to which plat reference is hereby made for a more complete description of said property. Being the same property conveyed to Doyle Freeman and wife, Yvonne Smith Freeman by quitclaim deed from Doyle Freeman and wife, Yvonne Smith Freeman dated 11/10/05 and recorded on 2-06-06 of record in Book 1162, Page 1950, said Register 's Office for Wilson County, Tennessee. PROPERTY ADDRESS: 4845 Big Springs Road, Lebanon, TN 37090 CURRENT OWNER(S): Doyle Freeman and Yvonne Smith Freeman aka Yvonne Sheila Freeman The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold "as is, where is." For every lien or claim of lien of the state identified above, please be advised notice required by ? 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in ? 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. NATIONWIDE TRUSTEE SERVICES, INC. 400 Northridge Road Suite 700- MC- 7 Suite 1100 Sandy Springs, Georgia 30350 404-417-4040 File No.: 1577412 Web Site: www.JFLegal.com Insertion Dates: 09/14/2012, 9/21/2012, 9/28/2012

SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on October 18, 2012 at 12:00PM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by David L. Mitzenberg and Jeannie Mitzenberg, husband and wife, to Emmett James House or Bill R. McLaughlin, Trustee, on May 31, 2007 at Book 1251, Page 1323; all of record in the Wilson County Register 's Office. Holder: Regions Bank DBA Regions Mortgage The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Wilson County, Tennessee, and being more particularly described in deed of record in Book 1251, Page 1323; in the Register 's Office of Wilson County, Tennessee Parcel Number: 036I-C-002.00 Current Owner(s) of Property: David L. Mitzenberg and wife, Jeannie Mitzenberg, tenants by the entireties Other interested parties: CitiFinancial, Inc. The street address of the above described property is believed to be 602 Cedar Grove Road, Lebanon, Tennessee 37087, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 12-040196

NOTICE CHANCERY COURT SALE Margaret Rose Fraser Vs. Case #05350 George Athersen Fraser Acting pursuant to the decree of the Chancery Court of Wilson County, Tennessee under the date of June 6, 2012 the following property located in the 3rd Civil District of Wilson County, TN known as 128 Geers Place, Lebanon, TN, will be offered for sale on the premises, at public auction on Saturday, SEPTEMBER 22, 2012 10:00 A.M. TERMS OF SALE: Clerk and Master will sell all right, title and interest in the above described property to the highest, last and best bidder, with terms of 10% down on the date of sale with balance due on closing. The 2012 County taxes shall be prorated, with the purchaser(s) being responsible for payment of the 2012 taxes when they become due and owing. Possession will be given as of date of confirmation. Sale is being made subject to such encumbrances and exceptions as may be determined to be against said property. Being Deed Book 457, page 664, Map 57K, Group C, parcel 27.00 John Gwin Sitting by Interchange BARBARA WEBB CLERK AND MASTER AND SPECIAL COMMISSIONER & RECEIVER 444-2835 Margaret Fraser, Pro Se Shawn McBrien Attorney for George Fraser Jim Agee, Agee & Johnson Realty/Auctioneers 444-0909

NOTICE OF FORECLOSURE WHEREAS, by Deed of Trust dated July 15, 2003, of record in Book 993, page 1707, Register 's Office of Wilson County, Tennessee, Terrance Shane Cagle, unmarried, did convey unto T. Mike Estes, as Trustee, a certain tract of real estate hereinafter described, to secure a certain indebtedness set out in said Deed of Trust; and WHEREAS, Farm Credit Services of Mid-America, FLCA, is the owner and holder of the note secured by said Deed of Trust hereinabove referred to; and WHEREAS, JOHN T. BOBO was appointed Substitute Trustee by Appointment of Substitute Trustee of record in Book 1496, page 1282, Register 's Office of Wilson County, Tennessee; and WHEREAS, the said real estate described in said Deed of Trust is as follows: Being a tract of land lying within the 14th Civil District of Wilson County, Tennessee, and being more particularly described as follows: Beginning on an iron rod (N) in the East margin of Turney Road, said point being approximately 330 ' from the Southwest property corner of Johnny R. Francis and also being the point of beginning; thence leaving the road along a new line, severing the lands of Keith for the next 2 calls: S 79? 32 ' 53" E, a distance of 274.42 ' to an iron rod (N); thence S 09? 30 ' 27?" E, a distance of 515.29 ' to an iron rod (O) in the North margin of Kennedy Creek Road; thence along the North margin of the road for the next 2 calls: S 77? 56 ' 39" W, a distance of 243.19 ' to a point; thence S 76? 33 ' 55" W, a distance of 161.34 ' to an iron rod (O), said point being the point of curvature of a non-tangent curve, concave to the Northeast, having a radius of 59.59 ' a central angle of 114? 02 ' 57", and a chord of 99.98 ' bearing N 46? 22 ' 41" W; thence along said curve, a distance of 118.62 ' to an iron rod (O) in the East margin of Turney Road; thence along the East margin of the road for the next 6 calls; N 10? 30 ' 42" E, a distance of 141.03 feet to an iron rod (O); thence N 11? 33 ' 58" E, a distance of 77.46 ' to a point; thence N 12? 57 ' 57" E, a distance of 35.31 ' to the point of curvature of a tangent curve, concave to the West, having a radius of 1989.79 ' and a central angle of 04? 51 ' 55"; and a chord of 168.91 ' bearing N 10? 31 ' 59" E; thence along said curve, a distance of 168.96 ' to the point of curvature of a curve, concave to the East, having a radius of 1296.36 ' and a central angle of 04? 13 ' 11", and a chord of 95.45 ' bearing N 10? 12 ' 37" E; thence along said curve, a distance of 95.47 feet to an iron rod (O); thence N 12? 31 ' 17" E, a distance of 70.00 ' to the point of beginning, said described tract containing 5.02 acres, more or less, according to a survey by Cumberland Surveying, LLC, dated July 10, 2003. Being the same property conveyed to Terrance Shane Cagle, unmarried, by deed of Benjamin Dewayne Keith and wife, Kathy Jo Keith, dated July 15, 2003, of record in Book 993, page 1705, Register 's Office, Wilson County, Tennessee. WHEREAS, said Deed of Trust was made to secure the payment of a note therein set out and contained the power to sell in the case of default in the payment of said note and interest at maturity; and WHEREAS, the maker of said note has defaulted in the payment thereof, and the owner and holder of said note has declared the entire amount due and payable and has requested the undersigned to foreclose said Deed of Trust according to its terms in order to collect said note. NOW, THEREFORE, I, the undersigned JOHN T. BOBO, SUBSTITUTE TRUSTEE will, in accordance with the terms set out in the Deed of Trust above referred to, on October 19, 2012, at 11:00 A.M., at the door of the Wilson County Courthouse, offer for sale and sell the above-described real estate at public auction to the highest and best bidder for cash in bar of equity of redemption and free from homestead and dower, all in accordance with the provisions of said Deed of Trust and the laws of Tennessee controlling such sales, subject, however, to all outstanding real estate taxes; any applicable easements and restrictions; and prior liens or mortgages, if any Other interested parties: Atlantic Credit & Finance, Inc., Assignee from HSBC Said property may be sold as a whole or by individual lots or tracts or groups of lots or tracts at the discretion of the Substitute Trustee. The right is reserved to adjourn the day of the sale to another day and time certain without further publication and in accordance with law upon announcement of said adjournment on the day and time and place of sale set forth above. The failure of any high bidder to pay the purchase price and close the sale shall, at the option of the Substitute Trustee, be cause for rejection of the bid, and if the bid is rejected, the Substitute Trustee shall have the option of making the sale to the next highest bidder who is ready, willing, and able to comply with the terms thereof. The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust. Said Deed of Trust is made a part hereof as if copied verbatim herein. This sale of the Property shall be subject to any and all taxes, easements, restrictions, building lines, and assessments (plus penalty and interest, if any), and any redemptive rights of any governmental agency, State or Federal (including redemptive rights of any taxing authority by reason of any tax liens), plus any and all other matters and encumbrances superior in right to the lien of the Deed of Trust, as well as any priority created by fixture filing, and any applicable City and/or County zoning ordinances as now affect or as may later affect the parcel. If the U. S. Department of the Treasury/Internal Revenue Service, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Work Force Development are listed as interested parties in the advertisement, then the notice of this foreclosure is being given to them, and the sale will be subject to the applicable governmental right to redeem the property, all as required by 26 U.S.C. 7425 and T.C.A. 67-1-1433. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. The address of the property is believed to be 3070 Kennedy Creek Road, Auburntown, Tennessee, 37016, but such address is not part of the legal description of the property sold herein, and in the event of any discrepancy, the legal description herein shall control. This property is further identified as being Map 180, Parcel 4.02, on the records of the Tax Assessor of Wilson County, Tennessee. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. This 20th day of September, 2012. John T. Bobo, Substitute Trustee BOBO, HUNT, WHITE & NANCE 111 W. Side Square Shelbyville, Tennessee 37160 (931) 684-3327 ATTORNEYS FOR SUBSTITUTE TRUSTEE To be published September 27, October 4, and October 11, 2012

PUBLIC NOTICE The application of Charles L. Smith whose address is 171 Hale Road, Watertown, TN for lot area variance relative to the property located at 610 Campbell Street has been given Board of Zoning Adjustment case number 02-13 and has been scheduled for hearing on Monday, October 1, 2012 at 5:00pm in City of Lebanon Town Meeting Hall. The applicant and other interested parties wishing to be heard are requested to be present of that time. BOARD OF ZONING APPEALS Danny Raines Secretary

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