SUBSTITUTE TRUSTEE 'S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on January 23, 2008, by Gary A Doney and Susan M Doney to Robert M. Wilson, Jr. Attorney, Trustee, for the benefit of Mortgage Electronic Registration Systems, Inc. as sole nominee for Countrywide Bank, FSB and appearing of record in Register 's Office of Wilson County, Tennessee, in Book 1290, Page 1115; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC and WHEREAS, Nationstar Mortgage LLC, as the holder of the Note for which debt is owed, ("Note Holder"), appointed the undersigned, Nationwide Trustee Services, Inc., as Substitute Trustee by instrument filed or to be filed for record in the Register 's Office of Wilson County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. ? 35-5-117, not less than sixty (60) days prior to the first publication required by ? 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Nationwide Trustee Services, Inc., Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, November 1, 2012, commencing at 11:00 am at the front steps of the Main entrance of the Wilson County Courthouse location in Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Wilson County, Tennessee, to wit: Land in Wilson County, Tennessee, being Lot No. 63, on the Plan of Richmond Hills Subdivision, of record in Plat Book 18, Page 905 and amended at Plat Book 20, Page 121, Register 's Office for said County, to which plan reference is hereby made for a more complete description. Being the same property conveyed to Gary A. Doney and wife, Susan M. Doney, by Deed from Jeff Hurley DBA Hurley Construction and wife, Karen Hurley and Audie J. Johnson, unmarried, dated May 25, 2006, recorded June 6, 2006, in Book 1184, Page 1295, Register 's Office for Wilson County, Tennessee. PROPERTY ADDRESS: 510 Letcher Ave, Lebanon, TN 37087 CURRENT OWNER(S): Gary A Doney and Susan M Doney The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold "as is, where is." This sale is also subject to the right of redemption by the INTERNAL REVENUE SERVICE, DEPARTMENT OF THE U.S. TREASURY, pursuant to 26 U.S.C. 7425(d)(1) by reason of the following tax lien(s) of record in: Book 1336, Page 1098. Notice of the sale has been given to the Internal Revenue Service in accordance with 26 U.S.C. 7425(b). SUBORDINATE LIENHOLDERS: Kathie A. Barbush For every lien or claim of lien of the state identified above, please be advised notice required by ? 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in ? 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. NATIONWIDE TRUSTEE SERVICES, INC. 400 Northridge Road Suite 700- MC- 7 Suite 1100 Sandy Springs, Georgia 30350 404-417-4040 File No.: 1501512 Web Site: www.JFLegal.com Insertion Dates: 10/09/2012, 10/16/2012, 10/23/2012

INVITATION TO BID The City of Lebanon is accepting bids for a Gaor for the Recreation Department. Bid Forms and specifications may be obtained from the office of the Purchasing Agent, 200 N. Castle Heights Avenue, Lebanon, TN 37087. Bids must be returned no later than October 30, 2012 by 10:00am. Bids will be opened and read aloud shortly thereafter in the same office. If you have any questions, contact the Purchasing Department (615)443-2802. Lisa Lane Purchasing Agent City of Lebanon

SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on November 15, 2012 at 2:00PM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee, conducted by Shapiro & Kirsch, LLP Substitute Trustee, pursuant to Deed of Trust executed by Stewart A. Morrow, to Transcontinental Title, Trustee, on June 3, 2005 at Book 1118, Page 1365; all of record in the Wilson County Register 's Office. Owner of Debt: The Bank of New York Mellon, as Successor Trustee under NovaStar Mortgage Funding Trust, Series 2005-3 The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder subject to all unpaid taxes, prior liens and encumbrances of record: Described property located in Wilson County, Tennessee, and being more particularly described in deed of record in Book 1118, Page 1365; in the Register 's Office of Wilson County, Tennessee Parcel Number: 011K-B-004.00 Current Owner(s) of Property: Stewart A. Morrow and Glenda Morrow, husband and wife Other interested parties: Consolidated Electrical Distributors, Inc. and Capital One Bank (USA), N.A. The street address of the above described property is believed to be 245 Winding Way, Mount Juliet, Tennessee 37122, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the notice requirements of T.C.A. 35-5-117 have been met. Notice of this Substitute Trustee 's Sale has been timely given to the United States as required by 26 U.S.C. ? 7425(b). Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower, and the rights of Stewart A. Morrow, and those claiming through them, and subject to the right of redemption by the DEPARTMENT OF TREASURY, INTERNAL REVENUE SERVICE by reason of tax lien of record in Book 1223, Page 23; Book 1385, Page 1579; Book 1363, Page 955; Book 1374, Page 829; Book 1374, Page 830; Book 1385, Page 1578; Book 1438, Page 1362; Book 1500, Page 195; Book 1500, Page 196 at the Register 's Office of Wilson County, Tennessee, subject to any accrued taxes and restrictions. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded at any time. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 09-014575

PUBLIC HEARING The Board of Commissioners of the City of Mt. Juliet will have a Public Hearing on Monday, October 22, 2012 at 6:15 p.m. to hear questions and comments on the following items to be considered on 2nd and final reading: Amend FY 2012/2013 Budget to approve monies for Dispatch Communication equipment. The public is invited to attend/comment. Kenny Martin, City Manager City of Mt. Juliet

SUBSTITUTE TRUSTEE 'S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed May 24, 2002 by George W. Payer, an unmarried man to J. Franklin McCreary, as Trustee, as same appears of record in the office of the Register of Wilson County, Tennessee, in Book 912, Page 1966, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register 's Office, and the owner of the debt secured, Wells Fargo Bank, N.A, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Tuesday, November 6, 2012 commencing at 03:00 PM, at the Front Door of the Courthouse, Lebanon, Wilson County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to wit: Situated in County of Wilson, State of Tennessee: A certain tract or parcel of land in Wilson County, Tennessee, described as follows to-wit: Lying on the east side of U.S. Highway 231, located about four miles north of the public square of Lebanon, Tennessee, bounded on the North by the property of Louis Chambers and Mrs. Margaret Bouton; East by the property of Louis Chambers and Mrs. Margaret Bouton; South by Cordell Reed et ux; and West by U.S. Highway 231, and being described by metes and bounds as follows: BEGINNING at an iron pin at Cordell Reed 's northwest corner, a point in the easterly right-of-way of U.S. Highway 231 (50 feet easterly of the center line); thence with the easterly right-of-way of said highway North 16 degrees 00 ' East 300.0 feet to an iron pin; thence South 87 degrees 18 ' East 350.0 feet to an iron pin; thence South 16 degrees 00 ' West 300.0 feet to an iron pin at Cordell Reed 's northeast corner, thence North 87 degrees 18 ' West with Cordell Reed 's north line to the beginning and containing 2.34 acres, more or less. This conveyance is subject to Easements of record in Book 98, page 349 and Restrictions of record in Book 182, page 125, Register 's Office for Wilson County. Notice of the Right to Foreclose has been given in compliance with T.C.A. ? 35-5-117. Tax Parcel ID: 037I-B-015.00 Property Address: 4211 Hunters Point Pike, Lebanon, TN. Other Interested Parties: World Savings Bank, FSB; Discover Bank All right and equity of redemption, homestead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC 208 Adams Avenue Memphis, Tennessee 38103 901-526-8296 File # 7058-096283-FC Published: October 12 October 19 October 26 Wells Fargo Home Mortgage/George Payer

INVITATION TO BID The City of Lebanon is accepting bids for the Cleaning of two Underground Fuel Storage Tanks for the Public Works Departments. Bid Forms and specifications may be obtained from the office of the Purchasing Agent, 200 N. Castle Heights Avenue, Lebanon, TN 37087. Bids must be returned no later than October 30, 2012 by 9:30am. Bids will be opened and read aloud shortly thereafter in the same office. If you have any questions, contact the Purchasing Department (615)443-2802. Any questions concerning the tanks, contact Darrell Edwards (615)449-3412. Lisa Lane Purchasing Agent City of Lebanon

PUBLIC NOTICE NOTICE IS HEARBY GIVEN THAT AN APPLICATION FOR A BEER PERMIT HAS BEEN APPLIED FOR BY TEJASKUMAR D PATEL DBA HILLTOP MARKET AT 1942 MURFREESBORO ROAD, LEBANON, TN 37090 FOR A LICENSE TO SELL (PACKAGE BEER) UNDER THE PROVISIONS OF CHAPTER 69 OF THE TENESSEE PUBLIC ACTS OF 1933 AND THE AMENDMENTS THERETO. THIS BUSINESS WILL BE OPERATED AS A (GROCERY STORE) LOCATED APPROXIMATELY 4 MILES FROM THE SOUTH SIDE OF THE LEBANON CITY SQUARE. A PUBLIC HEARING WILL BE HELD ON THIS APPLICATION WHEN THE WILSON COUNTY BEER BOARD MEETS, MONDAY OCTOBER 29, 2012: AT 6:30 PM, IN CONFERENCE ROOM 1, UPSTAIRS IN THE WILSON COUNTY COURTHOUSE, IN LEBANON, TENNESSEE. WILSON COUNTY BEER BOARD

INVITATION TO BID The City of Lebanon is accepting sealed bids for a Compact Track Loader for the Gas Department. Bid Forms and specifications may be obtained from the office of the Purchasing Agent, 200 N. Castle Heights Avenue, Lebanon, TN 37087. Bids must be returned no later than October 30, 2012 by 9:00am. Bids will be opened and read aloud shortly thereafter in the same office. If you have any questions, contact the Purchasing Department (615)443-2802. Lisa Lane Purchasing Agent City of Lebanon

NOTICE OF PUBLIC HEARING The Mt. Juliet Board of Zoning Appeals will hold a public hearing on November 8, 2012 at 6:00PM at City Hall, 2425 N. Mt. Juliet Road, to hear the following request: (1) Conditional Use Permit- 40 W Caldwell Street The public is invited to attend/comment. For more information please call 773-6285.

PUBLIC NOTICE NOTICE IS HEARBY GIVEN THAT AN APPLICATION FOR A BEER PERMIT HAS BEEN APPLIED FOR BY STEPHEN B SIGLER DBA RIVERSIDE MARKET AT 6288 HUNTERS POINT PIKE, LEBANON, TN 37087 FOR A LICENSE TO SELL (PACKAGE BEER) UNDER THE PROVISIONS OF CHAPTER 69 OF THE TENESSEE PUBLIC ACTS OF 1933 AND THE AMENDMENTS THERETO. THIS BUSINESS WILL BE OPERATED AS A (GROCERY STORE) LOCATED APPROXIMATELY 7 MILES FROM THE NORTH SIDE OF THE LEBANON CITY SQUARE. A PUBLIC HEARING WILL BE HELD ON THIS APPLICATION WHEN THE WILSON COUNTY BEER BOARD MEETS, MONDAY OCTOBER 29, 2012: AT 6:30 PM, IN CONFERENCE ROOM 1, UPSTAIRS IN THE WILSON COUNTY COURTHOUSE, IN LEBANON, TENNESSEE. WILSON COUNTY BEER BOARD

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