SUBSTITUTE TRUSTEE 'S SALE Sale at public auction will be on August 28, 2012 at 2:00PM local time, at the front door, Smith County Courthouse, Carthage, Tennessee pursuant to Deed of Trust executed by William G. Cook, and Tammy Cook, husband and wife, to 1st Quality Title, LLC, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ( "MERS "), solely as nominee for Dover Mortgage Company on July 23, 2009 at Book 211, Page 59 in the Register??s Office of Smith County; and recorded August 14, 1999 in Book 1366, Page 1909 in the Register 's Office of Wilson County, Tennessee.; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Smith County and Wilson County Register 's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: Owner of Debt: Wells Fargo Bank, NA The following real estate located in Smith County and Wilson County, Tennessee, will be sold to the highest call bidder: Described property located at Smith, County, Tennessee, to wit: A certain tract or parcel of land located in the 8th Civil District of Wilson County, Tennessee, and in the 18th Civil District of Smith County, Tennessee, more particularly described as follows, to wit: Being Tract No. 16 on the Minnie Lou Harlan Property, as shown on the plat made by Crockett Surveying, 427 Park Avenue, Lebanon, Tennessee, 37087, dated May 29, 1998, revised July 19, 1998, plat of which is of record in Plat Book 21, page 872, Register 's Office for Wilson County, Tennessee, and in Plat Book 3, Page 365, Register 's Office for Smith County, Tennessee, to which reference is hereby made for a more complete description of said lot. Street Address: 286 Flatt Rock Road, Lebanon, Tennessee 37090 Parcel Number: 065-024.01 (Smith County) and 062-008.01 (Wilson County) Current Owner(s) of Property: William G. Cook, married The street address of the above described property is believed to be 286 Flatt Rock Road, Lebanon, Tennessee 37090, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. If applicable, the HB 3588 letter mailed to the borrower(s) pursuant to Tennessee Code Annotated 35-5-117. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 11-016667

PUBLIC NOTICE The City of Mt. Juliet Beer Board will meet at 6:30 P.M. on August 14, 2012 to hear feedback from Buffalo Wild Wings regarding their Special Event held on July 4, 2012; consider two violations of selling beer to a minor for the following locations: Mt. Juliet Food Market located at 2190 N. Mt. Juliet Rd., and Tiger Market located at 125 N. Mt. Juliet Rd.; consider a new beer permit for Wasabi Japanese Steakhouse located at 401 S. Mt. Juliet Rd. Suite #155; discuss information on conducting compliance checks; discuss the outcome of the July 26, 2012 Court of Appeals hearing; and any other topics arising therefrom or generally related thereto. The public is invited to attend and comment. Sheila S. Luckett, MMC City Recorder

WILSON COUNTY SCHOOL SYSTEM Mike Davis, Director Public Notice (As required by state and federal regulation) NOTICE OF NON-DISCRIMINATION The Wilson County School System does not discriminate on the basis of race, sex, color religion, national origin, age, handicap, or veteran status in its eduational programs or activities, educational oportunities or employment opportunities and benefits. The Wilson County School System complies with all the regulations implementing Title VI of the Civil Rights Act of 1964, Title IX, Section 504 of the Rehabilitation Act of 1973, Public Law 93-112, and the Americans with Disabilities At of 1990, Public Law 101-336. This policy exends to both empoyment and enrollment in the school system. Inquires concerning Title VI or Title IX of the Civil Rights At should be directed to Monty Wilson,Civil Rights Coordinator. Questions may be directed to the Coordinator at Wilson County County School, (615)444-3282. Inquires concerning Section 504 should be directed to Denise McMillan, Section 504 Coordinator. The Section 504 Coordinator may be reached at (615)453-7302. Inquiries concerning the American with Disabilities Act should be directed to David Burton, the Safety Director, at (615)444-3282. The lack of English language skills will not be a barrier to admission and participation in any eductional program. Translation services are available at each school and at the Central Office. NOTICE OF ABESTOS MANAGEMENT PLAN The Wilson County Board of Education, in compliance with AHERA Regulations, has on file an Asbestor Management Plan located in each Principal 's office in Wilson County School System, WilsonCounty Scool Bus Garages, and the office of the Director of Schools at 351 Stumpy Lane, Lebanon, TN 37090. These documents are open to public inspecton. Questions may be directed to David Burton at (615)444-3282. EDUCATION - THE RIGHT OF EVERY CHILD Every child can learn. Children with disabilities are - first and foremost - children. Therefore, they are entitled to the benefits and rights the law gives children, and local government and school districts in Tennesee will make the same effort for chidlren with disabilities as for chidren without diabilities. Tennessee 's Individuals with Disablitity Education Act makes certain special provisions for children with disabilities. The State must provide free public education each and every child age 3-21 who has a disability. All local public education systems are to maintain a program to locate and identify at the earliest possible age all childen who need services. Parents must be involved in decisions concerning their children. All Tennessee School Sysems must evaluate the educational needs of students with disabilities at least once a year. School systems must design programs of public education services sufficient to meet the needs of children with disabilities and work with parents to determine the needs of their children. Schools must keep parents informed of their children 's progress. Eduation should be provided in as normal a setting as possible, as close to home as possible. Public schol systems shall provide or secure the regular and special education needed for children to benefit from a free public education approprite to their needs. They must secure the informed consent of parents or guardians for all placement or changes of placement of chidlren with disabilities. Due process for children with disabilities and their parents entitles them to: the right to an impartial hearing, and the right to appeal decisions. The Wilson County Public School System provides appropriate educational programs for children with disabilities in Wilson County. If you have a child with a disability between the ages of three and twenty-one who needs a special program, contact the Special Education Office, 351 Stumpy Lane, Lebanon, Tn (615)453-7316 or (615)444-3282.

FORECLOSURE SALE Default having been made by failure to comply with the terms and conditions of a certain Deed of Trust dated May 24, 1999, executed by Edna F. Taylor, unmarried and Joyce Bowen, unmarried, recorded in TD Book 730, Page 793, Register 's Office for Wilson County, Tennessee, and wherein the said Edna F. Taylor, unmarried and Joyce Bowen, unmarried conveyed the property therein described to Jere N. McCulloch, Trustee, to secure the indebtedness therein described, and the entire indebtedness having been declared due and payable as provided in said Deed of Trust and note, and payment not having been made as demanded; and the undersigned, Joel E. Jordan , of 3326 Aspen Grove Drive #604, Franklin, Tennessee 37067, having been appointed as Substitute Trustee in the place and stead of Jere N. McCulloch, Trustee, said appointment being set forth in the Register 's Office for Wilson County, Tennessee, notice is hereby given that I, Joel E. Jordan, Substitute Trustee, having been requested so to do by the lawful owner of said indebtedness, will on Wednesday, August 15, 2012, at 11:00 a.m. at the Front door of the Wilson County Courthouse, Lebanon, Tennessee, sell at public outcry to the highest and best bidder for cash, free from equity of redemption, homestead and dower, and all other exemptions of every kind, all of which are expressly waived in said Deed of Trust, the following described real estate in Wilson County, Tennessee: Land located in the 10th Civil District of Wilson County, Tennessee, and described as follows: Being a house and lot situate and lying on the northerly side of Webster Lane, in Lebanon, 10th Civil District of Wilson County, Tennessee, bounded North by Ferrell; East by Louise Page, South by Webster lane and West by Watson (formerly Ferrell), said lot being 50 feet, more or less, in width, and 164 feet, more or less, in depth, the exact dimensions not being guaranteed. Being the same property conveyed to Edna F. Taylor and Joyce Bowen, Tenants in Common, by Warranty Deed from Franklin P. Watson, single, dated August 24, 1989 and recorded in Deed Book 416, Page 94, Register 's Office of Wilson County, Tennessee. Included in this conveyance is a 2000 Homes of Legend mobile home, Serial #HL57965ABAL. This is improved property known as 111 Webster St, Lebanon, Tennessee 37087. The 2011 city and county taxes are currently due and payable. The 2010 city and county taxes are currently past due and delinquent. The following person(s) or entity(ies) hold a Deed of Trust, lien or other encumbrance on the above described property: Citifinancial, Inc. Deed of Trust Book 886, Page 628 Said sale is subject to any and all unpaid taxes and any other prior claims, liens, easements, set back lines and restrictions. THE RIGHT IS RESERVED TO ADJOURN THE DAY OF THE SALE TO ANOTHER DAY, TIME AND PLACE CERTAIN WITHOUT FURTHER PUBLICATION, UPON ANNOUNCEMENT AT THE TIME AND PLACE FOR THE SALE SET FORTH ABOVE. THE TRUSTEE/SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO RESCIND THE SALE. IN THE EVENT THE HIGHEST BIDDER DOES NOT HONOR THE HIGHEST BID WITHIN 24 HOURS, THE NEXT BIDDER AT THE NEXT HIGHEST BID WILL BE DEEMED THE SUCCESSFUL BIDDER. THE NOTICE OF RIGHT TO FORECLOSE HAS BEEN SENT AS REQUIRED BY T.C.A. ?35-5-117. JOEL E. JORDAN Substitute Trustee STELTEMEIER & WESTBROOK, PLLC 3326 Aspen Grove Drive, #604 Franklin, Tennessee 37067 Insertion Dates: July 23, July 30 and August 6, 2012.