SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on July 16, 2013 at 10:00AM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee pursuant to Deed of Trust executed by Jennifer Haley and Joseph Haley, to Jonathan R. Vinson, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. ("MERS"), solely as nominee for F&M Bank on August 20, 2010 at Book 1410, Page 653, Instrument No. 10428334; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Wilson County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: Wells Fargo Bank, NA The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder: Described property located at Wilson County, Tennessee, to wit: Being Lot No. 3 on the Plan of Seven Springs Subdivision, as of record in Plat Book 25, Page 400, Registers Office for Wilson County, Tennessee, to which said plan reference is hereby made for a more complete and accurate legal description thereof. Street Address: 112 Seven Springs Drive, Mount Juliet, Tennessee 37122 Parcel Number: 099E A 003.00 Current Owner(s) of Property: Jennifer A. Haley aka Jennifer Haley and Joseph P. Haley aka Joseph Haley, husband and wife The street address of the above described property is believed to be 112 Seven Springs Drive, Mount Juliet, Tennessee 37122, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 12-035290

SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on August 20, 2013 at 2:00PM local time, at the front door, Wilson County Courthouse, Lebanon, Tennessee pursuant to Deed of Trust executed by Arvin J. Stewart and wife, Tanesha N. Stewart, to Robert B. Robinson, Trustee, as trustee for First Trust Mortgage Company on February 12, 1999 at Trust Deed Book 724, Page 519, Instrument No. n/a; re-recorded in Trust Deed Book 726, Page 824; conducted by Shapiro & Kirsch, LLP having been appointed Substitute or Successor Trustee, all of record in the Wilson County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: U.S. Bank Trust National Association, not in its individual capacity but solely as Delaware Trustee and U.S. Bank National Association, not in its individual capacity but solely as Co-Trustee for Government Loan Securitization Trust 2011-FV1 The following real estate located in Wilson County, Tennessee, will be sold to the highest call bidder: Described property located at Wilson County, Tennessee, to wit: Land in Wilson County, Tennessee being Lot No. 82 on the Plan of Windtree Trace, Phase II, a plat of which is of record in Plat Book 71, page 766, Register's Office for Wilson County, Tennessee, to which plan reference is hereby made for a more complete legal description. Street Address: 823 Pebble Beach Circle, Mount Juliet, Tennessee 37122 Parcel Number: 50N-A-18.00 Current Owner(s) of Property: Pueblo Properties 101, LLC Other interested parties: CitiFinancial Auto, Inc. c/o Buffaloe & Associates The street address of the above described property is believed to be 823 Pebble Beach Circle, Mount Juliet, Tennessee 37122, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. SALE IS SUBJECT TO TENANT(S) RIGHTS IN POSSESSION. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This sale is subject to all matters shown on any applicable recorded plat any unpaid taxes; and any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: CitiFinancial Auto, Inc. c/o Buffaloe & Associates All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If the highest bidder cannot pay the bid within twenty-four (24) hours of the sale, the next highest bidder, at their highest bid, will be deemed the successful bidder. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded by the Substitute Trustee at any time. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Kirsch, LLP Substitute Trustee www.kirschattorneys.com Law Office of Shapiro & Kirsch, LLP 555 Perkins Road Extended, Second Floor Memphis, TN 38117 Phone (901)767-5566 Fax (901)761-5690 File No. 13-046606